4141 Southwest Freeway, Suite 200, Houston, TX 77027 · lovingarms05@gmail.com
Transparent private-pay rates — accepting new clients
Ways to Pay · Houston, TX

How to pay for in-home care in Houston

Loving Arms is a private-pay, non-medical home care agency serving Greater Houston. Families pay for care in a few clear ways — transparent private pay at $25–$35/hr, long-term care insurance we help you actually use, VA Aid & Attendance we help veterans file for, and CareScout. Here's how each option works.

Transparent $25–$35/hr private pay
No long-term contract
Free in-home assessment
$25–35
per hour for transparent private-pay home care — typically more affordable than national franchises that often charge $30–$40+ per hour
$0
for your in-home assessment — a care coordinator visits at no cost and no obligation to build your care plan and give you a clear rate
24 hrs
typical time from your first call to having a background-checked Loving Arms caregiver in your loved one's home
Your options

Four ways Houston families pay for care at Loving Arms

We're a private-pay, non-medical home care agency — and many families combine an insurance or veterans benefit with private pay. Here's how each option works, and how we help.

1 · Private Pay

Our transparent rate is $25–$35 per hour — often more affordable than the national franchises, which frequently charge $30–$40+ per hour — and more personalized. You get one clear rate, no hidden fees, and care built around your loved one.

2 · Long-Term Care Insurance

We accept LTC insurance — and, unlike most agencies that only "accept" it, our advisors help families understand, file, and actually use their benefits. We review your policy, help open the claim, and handle the documentation carriers require.

3 · VA Aid & Attendance

Veterans and surviving spouses may qualify for the VA Aid & Attendance benefit to help pay for in-home care. Loving Arms helps veterans and their families file for the benefit and put it toward care at home.

4 · CareScout

Loving Arms is a CareScout-accepted home care provider in the Houston area. CareScout (formerly Genworth's care coordination network) connects policyholders with quality-credentialed providers like us.

Private pay

Transparent rates, no surprises

Most Houston families start with private pay because it's simple, flexible, and starts fast. Here's how our pricing compares — and what you get.

What matters to families Loving Arms National franchises
Hourly private-pay rate $25 – $35 / hour Often $30 – $40+ / hour
Care plan Personalized, built around your loved one Often standardized
Long-term contract None required Varies — sometimes required
In-home assessment Free, no obligation Varies
Time to start care Often within 24 hours Varies
Combine with insurance / VA Yes — we help you use it Varies

Your exact rate depends on the level of care, schedule, and hours. Call for an honest quote →

How it works

Getting started with Loving Arms

One call is usually enough to understand your options and get care moving — whichever way you pay.

STEP 01

Call us — free, no pressure

Call 281-901-8279 and tell us what your loved one needs. We'll explain your payment options honestly — private pay, LTC insurance, VA Aid & Attendance, or CareScout — and what each means for your family.

STEP 02

Free in-home assessment

A care coordinator visits at no cost to build a personalized care plan and give you a clear, transparent rate. No obligation, no long-term contract — just a straightforward look at what care will cost.

STEP 03

We help you use your benefits

If you have LTC insurance or VA Aid & Attendance, our advisors help you understand, file, and actually use them. If you're paying privately, you get one clear rate with no hidden fees.

STEP 04

Care begins — often within 24 hours

A background-checked, drug-screened caregiver is matched to your family — often within 24 hours. We'll work with you to adjust hours and the plan as your loved one's needs change.

Insurance & benefits

Using insurance and veterans benefits with Loving Arms

Many families combine an insurance or veterans benefit with private pay. We help you get the most out of whatever coverage you have.

LTC Insurance

Long-Term Care Insurance

We don't just "accept" long-term care insurance — our advisors help families understand their policy, open the claim, and provide the documentation carriers require so the benefit actually pays for care.

Learn about LTC insurance
Veterans Benefits

VA Aid & Attendance

Veterans and surviving spouses may qualify for the VA Aid & Attendance pension benefit, which can help pay for in-home care. Loving Arms helps veterans and their families file for this benefit.

Ask about VA benefits
CareScout

CareScout

Loving Arms is a CareScout-accepted provider in the Houston area. CareScout (formerly Genworth's care coordination network) connects policyholders with quality-credentialed care providers.

Ask about CareScout
Frequently asked

Paying for home care — common questions

How much does home care cost with Loving Arms?
Loving Arms offers transparent private-pay rates of $25–$35 per hour for non-medical home care in Houston — typically more affordable than the national franchises, which often charge $30–$40 or more per hour. Your exact rate depends on the level of care, the schedule, and the hours needed. We'll give you a clear, honest quote up front with no hidden fees. Call 281-901-8279 for a straightforward estimate, or book a free in-home assessment.
Do you accept long-term care insurance?
Yes. Loving Arms accepts long-term care (LTC) insurance — and unlike many agencies that simply "accept" it, we have advisors who help families actually understand, file, and use their LTC benefits. We review your policy with you, help open the claim, and provide the care documentation carriers require so your benefit pays for care. Learn more on our long-term care insurance page, or call 281-901-8279 for a free policy review.
Can you help me file a VA Aid & Attendance claim?
Yes. Loving Arms helps veterans and surviving spouses file for the VA Aid & Attendance benefit, which can help pay for in-home care. We walk your family through what the benefit covers and what documentation is needed, so you can put it toward the care your loved one needs at home. Call 281-901-8279 to ask about VA Aid & Attendance.
Is there a long-term contract?
No. Loving Arms does not require a long-term contract. You can start, adjust, or stop care as your family's needs change — hourly, overnight, weekend, or full-time. We'll work with you to build a plan that fits your situation and your budget. Call 281-901-8279 to talk through the options.
Is the in-home assessment really free?
Yes — the in-home assessment is completely free and comes with no obligation. A care coordinator visits at no cost to understand your loved one's needs, routines, and preferences, then builds a personalized care plan and gives you a clear rate. In most cases, care can begin within 24 hours. Book your free assessment or call 281-901-8279.
Does Loving Arms accept CareScout?
Yes. Loving Arms is a CareScout-accepted home care provider in the Houston area. CareScout (formerly Genworth's care coordination network) connects policyholders with quality-credentialed providers. If you have a CareScout benefit or referral, call 281-901-8279 and we'll help you put it to use.
Service area

Private-pay home care across Greater Houston

Loving Arms provides non-medical, private-pay home care throughout Houston and the surrounding communities.

Houston (Galleria) Memorial River Oaks West University Place Bellaire The Heights Midtown Montrose Sugar Land Katy Pearland Missouri City Stafford Friendswood League City Cypress Spring The Woodlands Sugar Land → Katy → Pearland → Memorial →

Not sure how you'll pay for care? Let's talk it through.

One honest phone call is usually enough to understand your options — private pay, LTC insurance, VA Aid & Attendance, or CareScout — and what care will actually cost. No obligation, no long-term contract.

281-901-8279
Available 24/7 · Free in-home assessment · Care within 24 hours
Free quote · no contract
281-901-8279