Loving Arms is a private-pay, non-medical home care agency serving Greater Houston. Families pay for care in a few clear ways — transparent private pay at $25–$35/hr, long-term care insurance we help you actually use, VA Aid & Attendance we help veterans file for, and CareScout. Here's how each option works.
We're a private-pay, non-medical home care agency — and many families combine an insurance or veterans benefit with private pay. Here's how each option works, and how we help.
Our transparent rate is $25–$35 per hour — often more affordable than the national franchises, which frequently charge $30–$40+ per hour — and more personalized. You get one clear rate, no hidden fees, and care built around your loved one.
We accept LTC insurance — and, unlike most agencies that only "accept" it, our advisors help families understand, file, and actually use their benefits. We review your policy, help open the claim, and handle the documentation carriers require.
Veterans and surviving spouses may qualify for the VA Aid & Attendance benefit to help pay for in-home care. Loving Arms helps veterans and their families file for the benefit and put it toward care at home.
Loving Arms is a CareScout-accepted home care provider in the Houston area. CareScout (formerly Genworth's care coordination network) connects policyholders with quality-credentialed providers like us.
Most Houston families start with private pay because it's simple, flexible, and starts fast. Here's how our pricing compares — and what you get.
| What matters to families | Loving Arms | National franchises |
|---|---|---|
| Hourly private-pay rate | $25 – $35 / hour | Often $30 – $40+ / hour |
| Care plan | Personalized, built around your loved one | Often standardized |
| Long-term contract | None required | Varies — sometimes required |
| In-home assessment | Free, no obligation | Varies |
| Time to start care | Often within 24 hours | Varies |
| Combine with insurance / VA | Yes — we help you use it | Varies |
Your exact rate depends on the level of care, schedule, and hours. Call for an honest quote →
One call is usually enough to understand your options and get care moving — whichever way you pay.
Call 281-901-8279 and tell us what your loved one needs. We'll explain your payment options honestly — private pay, LTC insurance, VA Aid & Attendance, or CareScout — and what each means for your family.
A care coordinator visits at no cost to build a personalized care plan and give you a clear, transparent rate. No obligation, no long-term contract — just a straightforward look at what care will cost.
If you have LTC insurance or VA Aid & Attendance, our advisors help you understand, file, and actually use them. If you're paying privately, you get one clear rate with no hidden fees.
A background-checked, drug-screened caregiver is matched to your family — often within 24 hours. We'll work with you to adjust hours and the plan as your loved one's needs change.
Many families combine an insurance or veterans benefit with private pay. We help you get the most out of whatever coverage you have.
We don't just "accept" long-term care insurance — our advisors help families understand their policy, open the claim, and provide the documentation carriers require so the benefit actually pays for care.
Learn about LTC insuranceVeterans and surviving spouses may qualify for the VA Aid & Attendance pension benefit, which can help pay for in-home care. Loving Arms helps veterans and their families file for this benefit.
Ask about VA benefitsLoving Arms is a CareScout-accepted provider in the Houston area. CareScout (formerly Genworth's care coordination network) connects policyholders with quality-credentialed care providers.
Ask about CareScoutLoving Arms provides non-medical, private-pay home care throughout Houston and the surrounding communities.